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Free AI Cost Tool • Updated September 2026

AI Token Cost Calculator

Compare GPT, Claude and Gemini API costs in seconds. Enter your input tokens, expected output tokens and monthly request volume to estimate per-request, monthly and yearly AI spending.

GPT PricingClaude PricingGemini PricingMonthly Budget
Example API comparison2026 RATES
ModelInput / 1MOutput / 1M
GPT-5.6 Luna$0.20$1.20
Gemini 3.8 Flash$0.75$3.75
Claude Sonnet 4.6$3.00$15.00
Working calculator

Calculate AI API token costs

Choose a model and enter your expected token usage. The tool separates input and output token pricing because most AI APIs charge different rates for each.

Prices shown are USD per 1 million tokens unless a custom rate is selected.
Prompt, instructions and context sent to the model.
Expected generated response tokens.
Use the button below for a rough words → tokens estimate.
Uses ~1.33 tokens per English word. Actual tokenization varies by language and model.
Input cost / request $0.0004
Output cost / request $0.0010
Total / request $0.0014
Cost / 1,000 requests $1.36
Estimated monthly API cost $13.60
Estimated yearly API cost $163.20
Input + output token charges × monthly requests = estimated monthly cost.
Estimates exclude cached-token discounts, batch pricing, tool calls, search/grounding charges, taxes and provider-specific minimums.
Pricing note: preset rates were checked against current official provider information in September 2026. AI pricing changes frequently, and some providers offer temporary, batch, cached-token or volume pricing. Confirm the provider’s current pricing before making business decisions.
Why this tool is useful

Turn token pricing into a real monthly budget

A price such as “$0.20 per million input tokens” can look tiny until you multiply it across thousands or millions of API calls. This calculator converts those rates into practical estimates.

01

Compare AI models

See how the same workload changes when you switch between GPT, Claude, Gemini or a custom model.

02

Plan app expenses

Estimate the token budget for chatbots, writing tools, automation workflows, SaaS products and creator tools.

03

Forecast scale

Model the difference between a few hundred test requests and tens of thousands of monthly production calls.

September 2026 reference

AI token prices used in the calculator

ModelInput / 1M tokensOutput / 1M tokensNotes
GPT-5.6 Luna$0.20$1.20Cost-efficient OpenAI GPT-5.6 model.
GPT-5.6 Sol$4.00$20.00OpenAI flagship model pricing checked September 2026.
Claude Sonnet 4.6$3.00$15.00Anthropic standard global API pricing.
Claude Opus 4.8$5.00$25.00Anthropic standard global API pricing.
Gemini 3.8 Flash$0.75$3.75Introductory pricing through December 31, 2026.
How it works

AI token cost formula

Input cost = input tokens ÷ 1,000,000 × input rate.

Output cost = output tokens ÷ 1,000,000 × output rate.

Monthly cost = (input cost + output cost) × monthly requests.

Example: with 2,000 input tokens and 800 output tokens per request, the calculator computes each token category separately and then multiplies the total by your request volume.
Token estimate

How many tokens are in a prompt?

There is no universal words-to-tokens conversion. Tokenization changes with the model, language, punctuation, code and formatting.

The optional word converter uses approximately 1.33 tokens per English word only as a planning shortcut. For billing-sensitive work, use the provider’s tokenizer or actual API usage records.

FAQ

AI token cost calculator FAQ

What is an AI token cost calculator?

It converts input-token and output-token prices into an estimated cost per API request, per 1,000 requests, per month and per year.

Why are input and output tokens priced separately?

Most major AI providers charge different rates for tokens sent to the model and tokens generated by the model, so calculating them separately gives a more realistic estimate.

Does this include cached-token discounts?

No. The default result uses standard uncached pricing. Cached input, batch processing, search tools, grounding, storage and other provider-specific charges can change the final bill.

Can I calculate a model that is not listed?

Yes. Select Custom model pricing and enter the provider’s input and output price per one million tokens.

Are the prices always current?

No pricing table can stay current permanently. The presets are dated September 2026, and users should confirm current rates with the provider before purchasing or quoting a client.

Calculate before you scale

Compare models first, then choose the AI workflow that fits your budget.

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Pricing last reviewed: September 2026. Results are estimates only. CreatorToolly is not affiliated with OpenAI, Anthropic or Google unless explicitly stated.

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